Ever dream of owning a home? As a tattoo artist and being self employeed, most lenders require 1-2 years proof of income. And to prove your income you have to PAY YOUR TAXES. But you can also run into an issue of too many tax write offs. The more you write off, the lower your taxable income is, which means on paper you dont make as much as you say you do.
Plan ahead, dont be afraid to ask a lender years in advance what kind of debt-to-income ratio you would need to qualify for the home you want. this way, come tax time, you can adjust your write offs to avoid making your income (on paper) too low, thus not qualifying for the loan.